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RISK BASED LENDING

RISK TIERS

A = 720 and Over
B = 670 to 719
C = 620 to 669
D = 570 to 619
F = 569 and Below

 

RV 2011-13 New Car
'07-'10 Used Car
LV '06 and Older Signature Up to 48 mo.
$10,000 Max
90-120 Day Notes
$10,000 Max
Month Month
A=36
2.99%
5.00%
246.00%
11.00%
11.00%
48
2.99 5.25 36 6.25 11.25
60 2.99 48 6.50 11.50
B=36 3.74
5.50
24
6.50
11.50
11.50
48 3.745.7536 6.75 11.75
60 3.74 48 7.0012.00
C=36 4.24
6.00
247.00 12.00 12.00
48 4.24 6.25 36 7.25 12.25
60 4.24 487.5012.50
D=36
4.74 6.50
24 7.50
15.50 15.50
4.74 6.75 367.75 15.75
4.74 48 8.00 16.00
F=36
5.74
7.00
24 8.00 17.0017.00
5.74
7.25 36 8.25 17.25
5.74
48 8.25 17.50

ALL RISK TIERS
SHARE SECURED 2.99%

Share Dividend .075%